Capital One
Capital One, N.A.
Company Overview
Capital One is a diversified bank that offers a broad array of financial products and services to consumers, small businesses, and commercial clients. Founded in 1988 by Richard Fairbank and Nigel Morris, Capital One pioneered the use of information technology and data analytics in banking to revolutionize the credit card industry. Today, it is one of the largest credit card issuers in the United States and a major auto lender, while also offering banking and savings products. Capital One is known for its innovative marketing, technology-driven approach, and customer-friendly digital tools like CreditWise.
Main Products
- Checking Accounts (360 Checking)
- Savings Accounts (360 Savings)
- Certificates of Deposit (CDs)
- Money Market Accounts
- Teen Checking Accounts
- Kids Savings Accounts
- Quicksilver (Cash Back)
- Savor (Dining Rewards)
- Venture (Travel Rewards)
- Venture X (Premium Travel)
- Platinum (Building Credit)
- Spark Cash (Business)
- Journey (Student)
- Secured Mastercard
- New Car Loans
- Used Car Loans
- Refinancing
- Lease Buyouts
- Private Party Purchases
- Pre-qualification Available
- Capital One Investing
- Retirement Accounts
- Brokerage Services
- Managed Portfolios
- 529 Plans
- Financial Planning
- Spark Business Checking
- Spark Business Savings
- Business Credit Cards
- Merchant Services
- Small Business Loans
- Commercial Banking
- Data-driven innovation — Capital One pioneered using technology and analytics to revolutionize credit card lending and continues to lead in digital banking innovation
- One of the largest credit card portfolios in the U.S. with popular products including Venture, Savor, and Quicksilver with broad consumer appeal
- Free credit monitoring through CreditWise — available to everyone, not just Capital One customers, building brand trust and customer acquisition
Capital One has been recognized for its digital innovation,customer experience, and workplace culture. The company has received awards for its mobile banking app, credit card products, and corporate responsibility. Capital One is frequently ranked among the best credit card issuers by J.D. Power and has been recognized for its technology-focused approach to banking and customer service.
Frequently Asked Questions
Does Capital One offer online banking?
Yes, Capital One provides comprehensive online banking through capitalone.com, allowing customers to check balances, transfer funds, pay bills, manage accounts, and track credit scores 24/7.
Does Capital One have a mobile app?
Yes, the Capital One Mobile app is available for iOS and Android. It includes features like mobile check deposit, Zelle transfers, CreditWise free credit score monitoring, account alerts, card lock/unlock, and virtual card numbers for online security.
Does Capital One offer auto loans?
Yes, Capital One is one of the largest auto lenders in the United States. They offer financing for new and used cars, refinancing, lease buyouts, and private party purchases. Customers can get pre-qualified without impacting their credit score.
Can businesses open accounts?
Yes, Capital One offers comprehensive business banking through their Spark Business line, including business checking, savings, credit cards, merchant services, and small business loans. They are particularly popular for business credit cards.
Does Capital One issue credit cards?
Yes, Capital One is one of the largest credit card issuers in the United States. They offer cards for cash back (Quicksilver), travel rewards (Venture/Venture X), dining (Savor), credit building (Platinum), students (Journey), and small businesses (Spark).
Does Capital One provide investment services?
Yes, Capital One offers investment services through Capital One Investing, including self-directed brokerage accounts, retirement accounts, managed portfolios, 529 college savings plans, and financial planning resources.
Contact Capital One
Information provided is for educational purposes only. Data sourced from publicly available information. Please verify all details directly with Capital One before making financial decisions.